Terms of Service

1. Nature of Service

MoneyMotion is a financial calculator and educational tool designed to help Indian professionals understand their financial situation and plan for the future.

2. Not Investment Advice

IMPORTANT: MoneyMotion is NOT a SEBI-registered Investment Adviser and does not provide investment advice.

• We do not recommend specific investments or securities
• We do not provide personalized financial advice
• All calculations are educational estimates only
• Consult a SEBI-registered investment advisor for personalized guidance

3. Estimates and Projections

All projections, calculations, and scores are estimates based on:

• User-provided inputs
• Assumed growth rates based on historical averages
• Standard financial formulas and calculations
• Current tax slabs and rules for FY 2025-26

Assumed return rates are based on historical averages and do not guarantee future performance. Actual results may vary significantly.

4. User Responsibility

Users are solely responsible for their own financial decisions. By using MoneyMotion, you acknowledge that:

• You will verify all calculations independently
• You will consult qualified professionals before making financial decisions
• You understand the limitations of automated calculators
• You accept full responsibility for your financial choices

5. Tax Calculations

Tax calculations are based on published tax slabs and rules for FY 2025-26. However:

• Tax laws may change without notice
• Individual circumstances may affect tax liability
• Calculations are estimates and may not reflect actual tax due
• Users should verify with a qualified tax professional or chartered accountant

6. Limitation of Liability

MoneyMotion and its creators are not liable for:

• Any financial losses arising from decisions made using this tool
• Errors or inaccuracies in calculations
• Changes in tax laws or financial regulations
• Loss of data due to browser issues or user actions
• Any direct, indirect, incidental, or consequential damages

7. No Warranty

MoneyMotion is provided "as is" without any warranty of any kind, express or implied. We do not guarantee:

• Accuracy of calculations
• Availability of the service
• Fitness for a particular purpose
• Error-free operation

8. Professional Advice

For personalized financial advice, users should consult:

• A SEBI-registered investment advisor for investment decisions
• A chartered accountant for tax planning
• A certified financial planner for comprehensive financial planning
• A lawyer for legal and estate planning matters

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Continued use of MoneyMotion after changes constitutes acceptance of the new terms.

10. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Bangalore, Karnataka.

Contact

For questions about these Terms of Service, contact: hello@moneymotion.in